Belarusbank card validity period. Plastic VISA cards: what is the difference between Electron, Classic and Gold

Instruction

On each bank card, on the front side, the expiration date is indicated. If the card has expired, you will not be able to perform transactions on the card, as it is automatically blocked. Banks in advance, before the expiration of the card, issue a new plastic card to replace the old one.

In order to get a new card, you need to contact the branch of the bank that issued your old card. The client must present his passport, service agreement and the card itself. Previously, old cards were confiscated for destruction. Now they just issue a new card. old map can be presented at the request of the client, as well as a contract for servicing a card account.

The operator will give you a new card, an envelope with a pin code, and ask you to sign for receipt. The card account and details for transferring to the card account remain the same, so if a monthly salary or pension was transferred to the card, it will be transferred to the new card as well, you should not worry about this.

The card has to be changed before its expiration due to its loss, theft or damage. To do this, you need to call the free round-the-clock line to the bank and. So that scammers can't use it.

After that, visit the branch of the bank that issued the card, write all the necessary applications. If you found the card yourself, write an application for unblocking the card, if not, write statements about theft, loss or damage to the card and about reissuing the card. Depending on the tariff plan of your card, these bank services may be paid.

You will receive a new card within two to three weeks, the bank employees will inform you about the terms. At this time, you can withdraw money from the account at the bank branch itself. To do this, you will be asked to present your passport and write an application for extradition Money without presenting a card.

If you are late in receiving your card, call the bank or visit your branch of the bank that issued the card and find out what you need to do to change your card. Usually a new card is waiting for you at the bank branch. If you do not apply for a card for a very long time, it may be sent for destruction. Some banks call their customers to remind them that it's time to get a new card.

Each client of the bank, when concluding any agreement with the bank, is obliged to inform the bank of any changes in his personal data. If you change your last name, you must come to the bank with a new passport and marriage certificate. Write two applications: for reissuing a card and for changing personal data.

If you change your place of residence, notify the bank about it. Bank employees will offer you options on how to proceed. If there are branches of your bank at your new place of residence, you may be asked to write an application for sending new card at a new place of residence. At your new place of residence, open a new card account in your bank, and close the old one at your convenience.

If you do not have branches of this bank in your new place, then it is better to terminate the card service agreement and open a card account at a new place of residence in any other bank. If you received any monthly receipts on this card, please inform this organization of your new details.

The popularity of plastic card payments in our time cannot be disputed. Every day everything more owners get acquainted with the charms of cashless payments. An interesting feeling when there is no money as such, but you feel quite solvent.

And if earlier a plastic card made it necessary to look for an ATM or a bank branch to withdraw cash before making a purchase, now there are no problems with this- the service sector is increasingly using this type of calculation.

With a plastic card, you can pay for the purchase of goods in the store (on the stands above the cash desks it is usually indicated which cards are accepted by the store as a means of payment), dinner in a restaurant or cafe (samples of cards should be located at the entrance doors of the institution), as well as services of gas stations, medical centers, salons and services.

In addition, this makes it possible to Bank operations bypassing traditional queues. For example, pay utility bills, mobile phone bills, Beltelecom services, a number of Internet providers, CosmosTV- through a payment terminal, the Internet or the same phone using the "Mobile Bank" service.

Which card to choose

Belarusian banks can offer you several types of plastic Visa cards. The type of card depends on the cost of its maintenance (a service fee for the card, which depends on its validity period) and the number of functions performed with its help: cards differ in limits for cash withdrawals and cashless transactions.

Each bank sets its own basic limits on the use of the card per day (week), as well as the maximum amount that can be spent. This is done primarily to protect your funds in case of fraud with your card.

As a rule, the number of cash withdrawal transactions per day (10) and per week (20) is the same for all cards. But there are differences in non-cash payments and in amounts. Let's take an example.

  • number of non-cash payment transactions per day - 10. Amount 8,000,000 BYR
  • number of non-cash payment transactions per week - 20. Amount 24,000,000 BYR
  • amount for cash withdrawal per day in Belarus - 8 000 000 BYR
  • the amount of cash withdrawal per week in the devices of banks of the Republic of Belarus - 24,000,000 BYR
  • the amount of cash withdrawal per week outside the Republic of Belarus - 10 000 000 BYR
  • number of non-cash payment transactions per day - 15. Amount 15,000,000 BYR
  • number of non-cash payment transactions per week - 30. Amount 45,000,000 BYR
  • amount for cash withdrawal per day outside the Republic of Belarus - 4,000,000 BYR
  • the amount of cash withdrawal per week outside the Republic of Belarus - 12 000 000 BYR
  • number of non-cash payment transactions per day - 20. Amount 30,000,000 BYR
  • number of non-cash payment transactions per week - 40. Amount 90,000,000 BYR
  • amount for cash withdrawal per day in Belarus - 15 000 000 BYR
  • amount for cash withdrawal per day outside the Republic of Belarus - 9 000 000 BYR
  • the amount of cash withdrawal per week in the devices of banks of the Republic of Belarus - 45,000,000 BYR
  • the amount of cash withdrawal per week outside the Republic of Belarus - 35,000,000 BYR

The amount of the limit, which differs from the base one, can be changed if you submit an application at the bank branch where you opened the card account. This can be done, for example, during the holidays.

The bank's specialists also draw your attention to the fact that for the period of vacation it is advisable not only to change the basic daily activity limit, but also to notify the bank about the region of stay. Especially if you are planning to spend your holidays abroad.

After the expiration of the limit change period specified by you in the application, if it is less than the validity period of the card, the basic activity limit is set.


Ideal for those who have recently started using a plastic card. Its maintenance costs are minimal, but at the same time it is an international card with basic set services: cash withdrawal from an ATM, settlements at retail outlets around the world, payment for services through a payment terminal and via the Internet.

Belarusbank

Offers a VISA Electron card with an account in Belarusian rubles and the possibility of using it outside of Belarus with a validity period of three years. The service fee for the entire validity period is 60,000 BYR.

Priorbank

VISA Electron is issued with an account in US dollars or in Belarusian rubles. The fee for servicing a VISA Electron card in Belarusian rubles is 60,000 BYR for 2 years of use. For service maintenance of the card in US dollars - 20 USD for 2 years.

MTBank

The card is issued with an account in Belarusian rubles. The service fee for the VISA Electron card is 35,000 BYR for 1 year, 50,000 BYR for 2 years, 65,000- for 3 years.

Belagroprombank

VISA Electron is issued with an account in US dollars or in Belarusian rubles. Service fee for VISA Electron card- 40 000 BYR or 8 USD for 1 year

Belarusian People's Bank

The card is issued with an account in US dollars, EUR, Belarusian rubles. Service fee for Visa Electron card - 5 USD for 2 years.

Alfa Bank

VISA Electron is issued with an account in three currencies. Service fee for the VISA Electron card - 30,000 BYR, 3 USD or 3 EUR for the 1st year. For the next two - 20,000 BYR, 2 USD, 2 EUR. The validity of the card is 3 years.

BPS-bank

The VISA Electron card is issued with an account in Belarusian rubles,USA, EUR, Russian rubles . Service fee for the VISA Electron card - 10,000 BYR for 1 year.


One of the most popular plastic cards in the world. In addition to standard services, it can also be used to remotely book hotels, air tickets and order a car in any country in the world via the Internet. With this card you will be served even on board the aircraft.

These are cards with a magnetic strip, served both in an electronic environment (at payment terminals connected to the bank online) and in a paper environment (using imprinters - devices that transfer an imprint of embossed details bank card per document).

Belarusbank

A VISA Classic card account is opened in Belarusian rubles, US dollars, EUR, Russian rubles for a period of 1 or 2 years. At the request of the client, the account can be opened in 2 or 3 currencies: US dollars, euros and (or) Belarusian rubles, which will allow the cardholder to get rid of the need for currency conversion. There is no service charge for the first year of using such a card. Subsequently, this amount will be 40 dollars. Other currency cards require payment: $20, EUR 15, 650 dew. rub, 185,000 Bel. rub. respectively.

Priorbank

The VISA Classic card (chip) is issued with an account in Belarusian rubles, US dollars, EUR, Russian rubles. Service fee for VISA Classic card for 4 years is 70 USD (50USD down payment), 50 EUR (50 EUR down payment), 1500 ros. rub. (1500 Russian rubles down payment). If you open a Visa Classic card in Belarusian rubles together with a package of services, then 20,000 rubles will be debited from you for servicing, without a package of services - 600,000 rubles.

MTBank

The VISA Classic card is issued with an account in Belarusian rubles, US dollars and EUR. Service fee for the VISA Classic card - 170,000 BYR, $20, 20EUR for 1 year, 290,000 BYR, $30, 30EUR - for 2 years.

Belagroprombank

The VISA Classic card is issued with an account in Belarusian rubles, US dollars, euros or Russian rubles for a period of 3 years. The service fee for the VISA Classic card is 250,000 BYR. It also provides for a minimum balance (will be returned to the client as soon as he decides to close the account): 150,000 bel. rub, 50 USD or EUR, 1500 ros. rub.

Belarusian People's Bank

The VISA Classic card is issued with an account in US dollars, Belarusian rubles, EUR. Service fee for VISA Classic card - 25 USD for 2 years, 10$ for 3 years for cardholders in Belarusian rubles.

Alfa Bank

The VISA Classic card is issued with an account in three currencies. The service fee for the VISA Classic card for the first year is 140,000 BYR, 30 UDS, 30 EUR. For the second year - 70,000 BYR, 15 USD, 15 EUR.

BPS-bank

The VISA Classic card is issued with an account in Belarusian rubles, US dollars, EUR, Russian rubles. Service fee for the VISA Classic card - 100,000 BYR for each month of service.

VISAGOLD

One of the most prestigious cards in the world. These cards are based on chip technology, which provides additional security during transactions. Their maintenance costs the holder more, but at the same time it emphasizes the high status and position in the society of its owner, and also guarantees elevated level service.

VISA Gold is aimed at wealthy individuals who often travel outside the country. With its help, you can not only book hotel rooms, air tickets or rent a car, but also receive discounts and benefits in a number of foreign trade and service enterprises (cafes, restaurants, hotels, theaters, airports, etc.)

Priorbank

VISA Gold is issued with an account in US dollars, euros, Belarusian and Russian rubles for a period of 4 years.Service fee for VISA Gold card- 160 USD (100 USD down payment), 120 EUR (100 EUR down payment), 4500 dews. rubles (3000 Russian rubles down payment), 1,500,000 Bel. rub. (without service package). If you open a card in Belarusian rubles together with a package of banking services, 40,000 Belarusian rubles will be debited from your account every month. rub.

The card account is opened in US dollars, euros and Belarusian rubles. Service fee for VISA Gold card - 150 USD (accounts in euro), 75 USD (accounts in USD and Belarusian rubles) for 2 years. Minimum balance: 1,500,000 rubles, 200 USD, 200 euros.

Alfa Bank

A card account is opened at the request of the client in national currency, in US dollars or in euros. Service fee for the VISA Gold card for the first year - 400,000 BYR, 70 USD or 70 EUR, for the second - 200,000 BYR, 40 USD, 40 EUR.

BPS-bank

A card account is opened in the national currency, in US dollars, in euros or Russian rubles. The service fee for the VISA Gold card for the first year is 350,000 BYR, 55 USD, 55 EUR, 2000 RUB. For the second and each subsequent year - 280,000 BYR, 45 USD, 45 euros, 1700 grew. rub.

How to issue a card


In fact, there is nothing easier. After you have made a choice of a card and a bank, you only need to open a card account. To do this, you should contact the bank and fill out an application form (many banks offer to do this directly on their websites), after which it remains to conclude a card account agreement. You must have your passport with you. Persons not younger than 14 years old can become the owner of a plastic card. The card will be in your hands within a week.

If the card is lost

If you lose your card, notify your bank immediately and access to your funds will be blocked. The Bank is not responsible for transactions carried out using your card before receiving a message about its loss. If a lost card is found, the card must be returned to the bank. You will need to pay a certain amount for the restoration of the card.

Addresses of banks and cash settlement centers, see .

website

International card - a profitable card in rubles with a cashback for a period of 2 years. Cashback up to 5% for 1 category. Income on balances up to 0.1%. The cost of the card for 24 months. is 60 rubles. Possibility to issue a card on Recard.by

PERSONA - a deposit card in rubles with a cashback for a period of 2 years. Cashback up to 5% for 1 category. Income on balances up to 0.1%. The cost of the card for the first year is 500 rubles. Possibility to issue a card on Recard.by

VISA Gold Technobank - an international card in rubles with a cashback for a period of 2 years. Cashback up to 5% in 4 categories. The cost of the card for the first year is 65 rubles. Delivery of the card to your home or office by courier at a convenient time for you. Possibility to issue a card on Recard.by

VISA Platinum Technobank - a debit card in rubles for a period of 2 years. The cost of the card for the first year is 110 rubles. Delivery of the card to your home or office by courier at a convenient time for you. Possibility to issue a card on Recard.by

International card - a deposit card in RUB with a cashback for a period of 2 years. Cashback up to 5% for 1 category. Accumulation (savings) up to 0.01%. The cost of the card for 24 months. is 60 rubles. Possibility to issue a card on Recard.by

International card - savings card in euro with cashback for a period of 2 years. Cashback up to 5% for 1 category. Accumulation (savings) up to 0.01%. The cost of the card for 24 months. is 60 rubles. Possibility to issue a card on Recard.by

International card - savings card in dollars with a cashback for a period of 2 years. Cashback up to 5% for 1 category. Accumulation (savings) up to 0.01%. The cost of the card for 24 months. is 60 rubles. Possibility to issue a card on Recard.by

PERSONA - income card with cashback for a period of 2 years. Cashback up to 5% for 1 category. Income on balances up to 0.01%. The cost of the card for the first year is 470.35 rubles. Possibility to issue a card on Recard.by

PERSONA - deposit card in EUR with cashback for a period of 2 years. Cashback up to 5% for 1 category. Accumulation (savings) up to 0.01%. The cost of the card for the first year is 567.13 rubles. Possibility to issue a card on Recard.by

PERSONA - savings card in USD with cashback for a period of 2 years. Cashback up to 5% for 1 category. Accumulation (savings) up to 0.01%. The cost of the card for the first year is 512.53 rubles. Possibility to issue a card on Recard.by

VISA Gold Technobank - an international card in euros with a cashback for a period of 2 years. Cashback up to 5% in 4 categories. The cost of the card for the first year is 65 rubles. Delivery of the card to your home or office by courier at a convenient time for you. Possibility to issue a card on Recard.by

VISA Gold Technobank - currency card with cashback for a period of 2 years. Cashback up to 5% in 4 categories. The cost of the card for the first year is 65 rubles. Delivery of the card to your home or office by courier at a convenient time for you. Possibility to issue a card on Recard.by

VISA Platinum Technobank - payment card in EUR for a period of 2 years. The cost of the card for the first year is 110 rubles. Delivery of the card to your home or office by courier at a convenient time for you. Possibility to issue a card on Recard.by

VISA Platinum Technobank - settlement card in USD for a period of 2 years. The cost of the card for the first year is 110 rubles. Delivery of the card to your home or office by courier at a convenient time for you. Possibility to issue a card on Recard.by

Similar posts